Salvador Calogero, representative of Vivus fintech in Argentina.
Fintech, which gives online loans, recorded a growing demand this year, but is cautious about economic fluctuation and greater guilt offers, expecting an improvement next year and planning to produce new products.
"One is slowing or accelerating, according to macroeconomics, and we see risk in the assumed context," said Ezequiel Weisstaub, CEO and CEO of Credicuotas, a member of the BIND Group.
"We believe there is a great opportunity for financial technology in Argentina," the press said in a meeting.
Credicuotas expects to triple its customer base by 2019 and increase its investment portfolio 7-fold since 2016.
"We hope that everything will be improved when the macro starts to calm down, lower speeds and raise suspicion about employment," he said.
On the other hand, the company's director and BIND Group's COO's Facundo Vázquez confirmed that "the crisis did not lend more money in late payments in 2001, and does not offer a better opportunity because it is not even close to 2001 at the moment." . .
With a portfolio of 2000 million pesos, Credicuotas offers personal loans in stores to purchase durable goods in 2,500 stores; and personal loans online.
Vázquez has announced that they are planning new developments, such as the Credicuotas payment button, and açık we are ready to go to the market and we are testing with businesses to start it V.
Year was very good, 90% in volume, 60% in volume"
Salvador Caloger, fintech Vivus
Ey I guess we will be in the second quarter of next year, “he said.
In the tuning, Monte Fintech's co-founder, Juan Pablo Bruzzo, told Telam that the company "grows in 3 every year and will grow a little less this year".
"It is not too much for demand, it is to try to understand whether the real economy will be effective in guilt before it is more and more for Argentina."
He said that the crime ”generally rose to the level of the financial system and was lower than the financial system in the case of Moni Suç.
Bruzzo also referred to finance: "We launched a trust with 100% digital presence, and by May this market has fallen a lot, there is little confidence since the beginning of volatility."
On the other hand, Alberto García, CEO of Crédito Directo, who specializes in consumer loans through stores, chain and motorcycle agencies, said: inde We have seen a significant brake in consumption since the middle of the year. default due to the current situation.
”However, our outlook for 2019 is positive, and we expect consumption to recover at the end of the first quarter.“
"For this reason, we are working hard to continue attracting customers looking for an agile, simple, competitive and personalized alternative to continue with our strategic partners, businesses and agencies and launch our B2C digital platform," he said. Tela & # 39; a.
Meanwhile, Argentine Vivus fintech representative Salvador Calogero told Telam that "the year is very good, with a growth of 90% in loans and 60% in volume".
"The demand is very good but the macroeconomic situation owes us attention to foreign investors, it is important to have a stable macro for them," he observed.
”The group continues to place a lot of betting in the local operation, and now it's giving a maximum of 12,000 pesos for 30 days, but we're thinking of placing quotas in March / April, because we've bet that the situation has improved.“
"There are more demands, because other channels have been closed, market players have lowered interest rates, Vivus has a real fund abroad from their shareholders," he said.
Ine There will be a possibility of recovery next year, “he said, adding that they are trying to create partnerships” where we can take on more contact with the customer in the longer term, like prepaid and insured. “